What You Need to Know About Homeowner’s Insurance and Dog Bite Injuries
September 17th, 2014|
Americans love pets—especially dogs. It’s estimated that 47 percent of households in the United States include a dog. Owning a canine can come with risks though, including the danger of dog bite injuries.
So what can you do to protect your family from the costs associated with such an incident? While socializing and properly training your animal is crucial, it may also be wise to purchase homeowner’s insurance to cover liability in the event of a dog bite.
An article from NerdWallet outlines several important things to remember when considering purchasing a homeowner insurance policy that includes coverage for your dog. With many municipalities enacting breed-specific legislation, insurance companies may increase rates or deny coverage altogether depending on the type of dog you have. It’s also crucial to have a thorough understanding of your policy to ensure your animal is covered.
It’s also vital for dog owners to remember that insurance companies are for-profit businesses that may not have your best interests at heart. So if you’ve been bitten by someone else’s dog, you should consider talking to an experienced personal injury lawyer.