online social security statements

Surfing Social Security online

by Staff | May 16th, 2012

As of May 1, the Social Security Administration has created a feature on its website that allows you to view your Social Security earnings and benefits online, according to You can also estimate your retirement, disability, and survivor benefits.

You can go to and create an account for yourself. This tool can help you receive all your benefits and make smart decisions about when to claim them.

Social Security says that more than 99 percent of earnings records are accurate. What if you are in that one percent? Social Security recommends that you review your statement annually.

Here are a couple things that you can learn from your online statement:

–Have your earnings been reported correctly? If your earnings are not reported accurately, you will not receive all of the benefits you are owed.

Your earnings could contain errors if you changed your name and did not report the change or if your employer used the wrong social security number or reported your earnings incorrectly.

–What are your estimated Social Security benefits? You will be given three estimates–at 62, at full retirement age, and at 70.

Social Security will still mail paper statements to those age 60 and older who are not already receiving their benefits. Social Security also will mail paper statements to workers in the year that they turn age 25.

If you or someone you know needs help with Social Security Disability benefits, contact the Social Security Disability lawyers at Fleschner, Stark, Tanoos & Newlin.

Online Social Security statements could be illegal

by Staff | May 12th, 2012

Saving $70 million annually in paper, printing, and postage, paper Social Security statements have been eliminated for most participating workers, but is going online legal? asks Reuters.

This Social Security Administration’s (SSA) move to online statements may violate federal law, which requires that personal statements be mailed to all participating workers over the age of 25 under amendments to the Social Security Act that were passed in 1989 and 1990.

Social Security advocates say that the shift to online raises many issues. For example, one in five adults do not use the Internet. Also seniors, non-native English speakers, low-income, and less educated households are less likely to have access.

Being able to access your Social Security statement is important because there is a clear link between the receipt of the statement and understanding Social Security benefits. More than half of those who read their statements report that they increased their saving rate, revised their financial plans for the future, and/or sought the advice of a financial adviser.

In the 1980s, the late U.S. senator Daniel Patrick Moynihan of New York, who first championed the idea of a statement, said, “Every month, in every paycheck, we see money withheld for Social Security, but we hear nary a word from the Social Security Administration.”

If you or someone you know needs help with Social Security Disability benefits, contact the Social Security Disability lawyers at Fleschner, Stark, Tanoos & Newlin.