What Kinds of Debts Can’t Be Discharged by Bankruptcy?

If you’re struggling to make ends meet financially, filing for bankruptcy may be a good option to get the relief you need. When you file for Chapter 7 bankruptcy, many of your debts can be discharged. That means you have no further responsibility to pay off those debts and creditors can take no further legal action against you to collect those debts.

But it’s important to know that some kinds of debts can’t be eliminated by filing bankruptcy. They include:

  • Criminal Fines and Fees– Court costs, money owed to the courts, and restitution to victims of crimes can’t be discharged.
  • Punitive or Compensatory Damages– Any debts owed due to civil litigation can’t be discharged.
  • Money Owed to a Former Spouse– This includes alimony and child support.
  • Student Loans – Whether the loan is from a private lending organization or the federal government, student loan debt can’t be discharged through bankruptcy.
  • Money Owed to the Federal Government– Money owed for taxes or tax liens can’t be discharged through a bankruptcy proceeding.

The laws regarding bankruptcy discharges can be complicated, and hiring a legal representative may be beneficial if you’re considering filing bankruptcy. Our Terre Haute bankruptcy lawyers at Fleschner, Stark, Tanoos & Newlin understand that you have questions about bankruptcy proceedings and we’re here to help. Give us a call anytime at (800) 477-7315 to get the answers you need about your bankruptcy case.

Reach out to a Terre Haute Personal Injury Attorney Today

The financial burden that often comes with a serious injury can be too much for many people to bear. Unexpected medical debt, damaged personal property, and the sudden loss of income can impact the budgets of most families. The good news is that a successful injury claim could help reduce that financial strain after a serious accident. Get in touch with a Terre Haute personal injury lawyer with Fleschner, Stark, Tanoos & Newlin to learn more.

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