Social Security Disability (SSD) benefits are designed to provide financial support to Americans with disabilities that prevent them from working. But the Social Security Administration (SSA) has its own definition of a disability, and not everyone qualifies for SSD benefits. Before your claim can be approved, you must meet the SSA’s work history requirements and provide sufficient medical evidence to prove the severity of your medical condition.
SSD eligibility requirements can be confusing, but you don’t have to wait in line at your Social Security office to find out if you can get benefits. At Fleschner, Stark, Tanoos & Newlin, our Social Security Disability lawyers handle SSD cases across the United States, and we’re here to answer your questions. Contact us 24/7 to get started today—just dial (800) 477-7315 or complete our free online form.
Basic Requirements for SSD
The SSA considers the following factors to determine your eligibility for SSD benefits:
- Your Age
You must be younger than full retirement age—between ages 65-67 depending on birth year—to be eligible for SSD benefits. Disabled workers of full retirement age can begin receiving Social Security retirement benefits.
- Your Work History
You must earn a certain number of “work credits” to qualify for SSD benefits. The exact number of credits you need is based on your age, how long you’ve been working, and how recently you worked before you became disabled.
- Your Income
Your medical condition must prevent you from engaging in substantial gainful activity (SGA)—or monthly income limits set by the SSA and federal regulators. SGA amounts are adjusted yearly and depend on the nature of your disability, with separate income limits set for blind and non-blind individuals.
- Your Disability
You can only receive SSD benefits for a total disability that is expected to last for at least one year or result in death. The SSA does not pay partial or short-term disability benefits.
If you have questions about your SSD eligibility, contact Fleschner, Stark, Tanoos & Newlin today. We’re here 24/7 to provide you with the information you need to get the benefits you’re owed.
Who Does the SSA Consider Disabled?
To qualify for SSD benefits, you must suffer from a disease, illness, or medical condition expected to last one year or result in death. Your condition must also be considered “severe”, meaning it interferes with basic work-related activities, such as:
- Remembering instructions
If you’re suffering from a condition found on the SSA’s Listing of Impairments, your disability is automatically considered severe and you qualify for SSD benefits. If your condition is not found in the SSA’s Listing of Impairments, you may still qualify if you meet certain other criteria. To learn about other factors the SSA uses to determine disability, visit our How The SSA Determines if You’re Disabled page.
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Determining eligibility for SSD benefits can be a complex process, and claims can be denied based on how you calculate your income, what medical evidence you provide to prove your disability, and how you establish the alleged onset date of your disability.
At Fleschner, Stark, Tanoos & Newlin, we believe everyone should have access to experienced Social Security Disability lawyers, regardless of their ability to pay. That’s why we offer the No Fee Guarantee®—a promise that you won’t owe us anything unless we get money for you. No matter where you are in the claims process, we can help. So don’t wait. Contact us today.