June 25th, 2014|
Suffering an injury or illness that prevents you from working is not only physically and emotionally wrecking, but can cause financial struggles as well. That’s why at Fleschner, Stark, Tanoos & Newlin, our Social Security Disability lawyers believe it’s important to be educated about the risks that can lead to disabling conditions, as well as the best ways to protect yourself in the event of an unforeseen accident or illness.
Age may be one of the most crucial aspects to consider when looking at some of the most common contributing factors to disabling conditions. A growing number of adults over the age of 50-years-old are filing disability claims, but a large number of younger workers are seeking disability benefits as well. Records indicate people 40-years-old and younger make 4 in ten disability claims.
Arthritis disability has also become the most commonly reported disabling conditions, accounting for almost 30 percent of all new disability claims.
So what’s the best way to protect yourself and your family from the damage that can be done by a disabling condition? An article in Forbes magazine points out several different options that are available to most citizens.
The first is filing for Social Security Disability benefits. It could be more than a year before a claim is approved and a payment is received though. That’s why getting a long-term disability insurance policy (LTDI) is so important.
Having an LTDI will increase the chances of receiving Social Security Disability benefits if you do become disabled. It will also help ensure your family remains financially stable during your time out of work.
March 11th, 2014|
March 10, 2014
One of the most common conditions that results in an individual seeking Social Security Disability benefits is pain. Pain can result from any number of conditions, from Arthritis to Back Pain caused by a herniated disc.
While there are a number of pain-causing conditions that will almost automatically qualify an individual for benefits, pain from other chronic conditions can be extremely subjective. That’s because it can be difficult to prove a disease or ailment is causing an individual so much pain they are unable to continue working. So many pain suffers seek to qualify for benefits through a Residual Function Capacity (RFC) Assessment.
The Social Security Administration defines an RFC Assessment as an investigation to determine whether an individual’s condition creates enough physical and mental limitations to justify being unable to work. Factors that will be examined during the assessment include:
- Location, duration, and frequency of pain
- The pain’s effects on daily activity
- Factors that aggravate the pain
- Medications and treatments being used to alleviate the pain
- Whether the pain affects memory or concentration
The Social Security Disability Lawyers with Fleschner, Stark, Tanoos & Newlin are aware of how complex it can be to prove pain is keeping a person from working. That’s why the firm urges anyone afflicted with a condition that causes them to be unable to work discuss their legal rights and options with a reputable attorney immediately.
February 12th, 2014|
February 12, 2014
There are a variety of conditions that qualify Americans for Social Security Disability (SSD) benefits. But some conditions are seen by the Social Security Administration more often than others. Here are three of the most common conditions that qualify people for SSD:
- Arthritis – Data indicates this is the most common cause for long-term disability, considering it affects roughly one-third of all disability claimants. The disease is noted for causing severe pain in joints and muscles and can eventually hinder movement.
- Cardiovascular Problems – These conditions affect heart or blood vessels and can prevent individuals from working by limiting their physical ability to perform. The Social Security Administration does list several criteria that must be met before the condition can be approved as disabling though. See more about those limitations here.
- Depression – While many conditions must be deemed terminal in order to receive disability benefits, others, such as depression, must only be shown to last more than one year. Depression is a condition that affects one’s ability to properly function due to changes in mood and behavior. Depression is the most common condition listed in disability claims today.
The Social Security Disability Lawyers with Fleschner, Stark, Tanoos & Newlin are aware of how difficult it can be to live with a disabling condition, and they encourage those suffering from ailments like these to discuss their legal rights with an attorney.
May 22nd, 2013|
May 22, 2013
When a person suffers from a condition or injury that leaves them facing the inability to work for more than a year, they may qualify to receive Social Security Disability Benefits. Many citizens wonder which particular conditions or injuries qualify for such assistance though.
Data indicates that trends in claims tend to show that one of the most common conditions being addressed today is pain from arthritis. The Social Security Administration lists the condition as an autoimmune disorder, because the condition is caused by a lack of antibodies that can battle inflammation of the joints.
In order for an individual to file a claim for Social Security Disability Benefits due to inflammatory arthritis, the patient must have a “persistent deformity” of one or more weight bearing joints that allows the patient to move. Approval is also given for patients who suffer such a condition in one or more joints in the upper body that prevents the patient from effectively performing fine motor movements.
If a patient has two or more body or organ systems that are at least moderately unable to function due to inflammation or suffer certain other conditions as a result of their arthritis, an award may be given as well.
The Social Security Disability Lawyers with Fleschner, Stark, Tanoos, and Newlin acknowledge how complicated the process of approval for disability benefits can be. The firm suggests discussing your legal rights with an attorney before beginning the application process for such benefits.