Social Security Coverage

Who and What Is Covered By Social Security Disability Benefits?

by Staff | April 29th, 2013

April 29, 2013

When a worker is hurt on the job and is left unable to preform their duties, they can be left with no source of income. As a result, individuals may find themselves in need of applying for government assistance through Social Security Disability Benefits; however, this can raise numerous questions for an applicant.

One of the most common concerns for new applicants to the program is who and what is covered by Social Security disability. According to the Social Security Administration (SSA), an individual must suffer from a condition that leaves them unable to work for at least a year or could result in death. The conditions that are considered as eligible for benefits range from mood disorders to terminal illnesses.

Once an applicant has been approved for benefits, the payments they are awarded can be used to replace income that would have been earned by the recipient. The amount that is issued is determined as a percentage of the recipient’s previous earnings.

If this money is not enough to cover expenses, the claimant may be eligible to receive compensation from other assistance programs, such as Supplemental Security Income.

The Social Security Disability Attorneys with Fleschner, Stark, Tanoos & Newlin point out that the process to receive these benefits can often times be extremely complex. That is why the firm suggests an individual discuss their legal options with an attorney before applying for benefits.