Who Are You Actually Suing?

At Fleschner, Stark, Tanoos & Newlin, we help injured victims get compensation after accidents or injuries that weren’t their fault. Our Indiana personal injury lawyers handle a wide variety of injury claims, and that means we typically know right away who is liable for our clients’ expenses and where their settlement money will come from after reviewing all of the facts.

However, we also know that many injury victims may not know what it means to file a personal injury claim and who will have to compensate them for their accident-related expenses. In fact, some victims are reluctant to file claims because they’re worried about the consequences on the people who caused their injuries. That’s because injuries aren’t always caused by strangers—in fact, the at-fault party may be a friend, family member, co-worker, or trusted professional. Even if the at-fault person must be sued, their insurance company pays for the damages the at-fault person caused.

Don’t Miss Out on the Compensation You Deserve

It’s understandable to not want to be a burden on the people close to you after an injury. The idea of pursuing legal action against someone you know—or even someone you don’t know—may put you off the idea completely. However, as stated above, it’s important to note that personal injury claims are rarely paid out of pocket by the at-fault parties. Instead, their insurance typically covers the costs.

Types of insurance that pay victims settlements or benefits include:

• Auto insurance—All drivers in Indiana and Illinois are required to carry auto insurance with certain levels of coverage for injuries and property damage. If they cause crashes that injure other drivers and passengers, their insurance coverage typically provides the victims compensation.
• Workers’ compensation insurance—Almost all employers in Indiana and Illinois must purchase workers’ compensation insurance. This insurance is designed to compensate workers who get hurt or sick while on the job and can’t work.
• Property insurance—Both public and private properties can be dangerous. When guests or invitees are injured on other people’s or parties’ properties, they can file claims against the property owners’ insurance coverage to cover their medical bills, lost wages, and other expenses.

We’ll Take on the Insurance Company on Your Behalf

Insurance companies rarely pay victims for all their harms and losses, and they often deny claims outright. In addition, not all injury claims are paid via the at-fault parties’ insurance policies. Others may be paid via victims’ own insurance if the at-fault party is uninsured or underinsured.

Our Indiana personal injury lawyers can review your injury claim and determine the right path forward for you and your loved ones when it comes to getting maximum compensation. Call today for a free consultation.