Social Security is a federal program that provides benefits to retired or disabled workers. This program seeks to replace some of the income that qualified workers made during their careers. Social Security effectively works as a pension, providing financial support to workers when they retire, either due to age or disability.
Those who are left unable to work or make ends meet due to a disabling condition may be eligible for Social Security disability compensation. Although, not everyone qualifies for Social Security. There are many requirements that must be met for a person to qualify for disability benefits through the Social Security Administration (SSA).
Even some people who satisfy these requirements will be denied benefits on the basis of a clerical error. Fortunately, an Indianapolis Social Security lawyer could help you secure the benefits you need. From the initial application to one or more appeals, a local attorney is well-equipped to help you prove your eligibility for Social Security benefits.
Social Security benefits come in the form of Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI). Both programs have their own eligibility criteria. For example, SSDI is only available for applicants with disabling conditions that prevent them from working and who have earned enough work credits.
The disability must be medically verifiable, and vocational experts must agree that you cannot work any job as a result of your condition. Without these pieces of evidence, your claim for SSDI is likely to be denied, necessitating one or more appeals.
When a person works, a portion of their wages goes toward Social Security taxes and earns them work credits. According to federal law, a person needs 40 credits before they can recover retirement benefits, with a maximum of four credits per fiscal year. As for a disabled worker, the amount of credits they need to qualify for SSDI will depend on their age at the onset of their disability.
Furthermore, SSI is only awarded to applicants who can prove that they fall below the SSA’s income threshold and are unable to make ends meet either due to blindness or another disability. The threshold may increase or decrease depending on how many individuals are living in your household, making it advisable to consult with a local lawyer. An attorney in Indianapolis could help determine whether your circumstances qualify you for either type of Social Security benefit program.
If you are suffering from blindness or another disabling condition that leaves you unable to work or make ends meet, Social Security benefits could be an important part of your financial planning process. Social Security benefits could replace some of your wages and help maintain your family’s quality of life.
Before you apply for disability benefits, you could benefit from a discussion with an Indianapolis Social Security lawyer. Our team is ready and prepared to help you with each stage of the Social Security claims process, from application to denial to appeal. Call today to learn more.
Fleschner, Stark, Tanoos & NewlinN/a
The financial burden that often comes with a serious injury can be too much for many people to bear. Unexpected medical debt, damaged personal property, and the sudden loss of income can impact the budgets of most families. The good news is that a successful injury claim could help reduce that financial strain after a serious accident. Get in touch with a Terre Haute personal injury lawyer with Fleschner, Stark, Tanoos & Newlin to learn more.
© Fleschner, Stark, Tanoos & Newlin