If you are classified as an “employee” in the state of Indiana, you likely have access to workers’ compensation coverage through your employer. In theory, workers’ compensation should reimburse you for all reasonably necessary medical expenses, as well as a substantial portion of lost work income if you end up getting hurt in a work-related accident.
In practice, though, getting the benefits you need from workers’ comp can be a lot more complicated than many people expect. That is especially true without support from a knowledgeable personal injury attorney. By working with a Brownsburg workers’ compensation lawyer, you will have a better chance of getting the best results, allowing you to move past your workplace accident as quickly as possible.
With very limited exceptions, every company which retains at least one full-time or part-time employee in Indiana is required to provide workers’ compensation coverage to all their employees. This coverage applies to any physical harm that a covered employee suffers while performing job-related duties or while they are “on the job” in any other meaningful way. That can include a situation where they have just clocked in and got hurt in a slip and fall accident while moving towards a workstation .
Acute physical injuries caused by sudden accidents and chronic conditions stemming from long-term exposure to hazardous conditions are both covered by workers’ compensation. This means it is possible for a Brownsburg attorney to seek workers’ compensation benefits for things like carpal tunnel syndrome, lung damage caused by inhalation of asbestos fibers, and various forms of cancer. The main factor is that those conditions can be traced directly back to the affected worker’s employment.
The first priority for anyone who gets hurt at work should be seeking necessary medical care from their primary care physician or at an urgent care clinic or hospital. Once the workers’ compensation claim process formally starts, claimants must seek care solely from employer-approved physicians. Prior to that point, the important thing is getting the injury or illness stabilized as quickly as possible.
To formally start a workers’ compensation claim, an injured or sick worker must notify their employer of their condition in writing within 30 days of experiencing or discovering their work-related injury. From the moment they receive that initial notice, the employer has seven days to complete an Employer’s Report of Injury form, submit it to their workers’ compensation insurance provider, and send a copy of the completed report to the injured worker. A workers’ compensation lawyer in Brownsburg can help follow up and ensure this process works as it should, especially if an employer fails to fulfill their duties in a timely fashion.
Unfortunately, many workers in the Hoosier State learn that workers’ compensation benefits can be difficult to obtain. Even if you have strong grounds to file a workers’ compensation claim, convincing an insurance provider—or even your own employer—that you suffered serious physical harm on the job requires substantial evidence and legal knowledge.
A Brownsburg workers’ compensation lawyer from Fleschner, Stark, Tanoos & Newlin helps you gather the information and construct the strongest possible claim. Call today for a free consultation with us.
Fleschner, Stark, Tanoos & Newlin
The financial burden that often comes with a serious injury can be too much for many people to bear. Unexpected medical debt, damaged personal property, and the sudden loss of income can impact the budgets of most families. The good news is that a successful injury claim could help reduce that financial strain after a serious accident. Get in touch with a Terre Haute personal injury lawyer with Fleschner, Stark, Tanoos & Newlin to learn more.
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