All drivers must carry valid auto insurance to legally operate vehicles in the states of Illinois and Indiana. In addition, they must also meet minimum requirements for both the types of coverage they purchase and their monetary value.
Drivers pulled over or otherwise found to be driving without valid auto insurance in Indiana can have their licenses suspended. To avoid this penalty and to stay protected in the event of a car accident, Indiana drivers must carry two types of coverage:
In addition to these insurance requirements, residents of both states can also purchase additional coverage, including comprehensive insurance that covers damages to their vehicles, collision insurance, and medical payment coverage.
Unlike some states where uninsured drivers get caught if they get pulled over, Illinois drivers can receive insurance questionnaires in the mail designed to verify that they have valid auto insurance.
To comply with state laws, drivers must have the following types and amounts of car insurance:
Filing and submitting an insurance claim after an auto accident can be tricky, especially if you’re not sure what types of coverage come into play or how another driver’s insurance will reimburse you.
If you were injured in an accident that wasn’t your fault, the Indiana car accident lawyers at Fleschner, Stark, Tanoos & Newlin can help you maximize your chances of getting the compensation you deserve. Call us today at (800) 477-7315 or fill out a free online form.
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The financial burden that often comes with a serious injury can be too much for many people to bear. Unexpected medical debt, damaged personal property, and the sudden loss of income can impact the budgets of most families. The good news is that a successful injury claim could help reduce that financial strain after a serious accident. Get in touch with a Terre Haute personal injury lawyer with Fleschner, Stark, Tanoos & Newlin to learn more.
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